News and Information

Business Editors Health/Medical Writers Denavir(R), the Leading Topical Anti-Viral Prescription Treatment for Cold Sores, Addresses a Market Worth over $230 Million
The Directorate of Health Promotion and Wellness (DHPW) at the U.S. Army Center for Health Promotion and Preventive Medicine was established in 1995 with the mission of integrating health promotion into the total Army. A dentist was assigned to the DHPW staff in 1996 to help integrate health promotion into the Army Dental Care System (ADCS). To guide the development of DHPW products, services, and policy for the ADCS, DHPW conducted a survey of dental health promotion and preventive dentistry practices within the ADCS. The survey queried the frequency with which dentists deliver such services and the type and source of their patient educational materials. In this paper, we report the findings of that survey and discuss their implications for improving the delivery of dental health promotion and preventive dentistry services in the ADCS.
FREMONT SHEILA DOBEE is a dentist on Mattos Drive in Centerville. She is a friendly and confident resident of Fremont with an English accent, her own private practice and an agent in England to help her with a part-time modeling career. She is also vice president and dental health chair of the Southern Alameda County Dental Society, which has organized about 30 local dentists to provide more than $40,000 worth of free dental care for more than 100 children in families who live in domestic abuse shelters or lack sufficient dental insurance.

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IN ONE of its periodic efforts to tackle the rising cost of health care, the U.S. Senate is working on a bill this week that would cap lawyers fees and limit punitive damage awards in medical malpractice cases. It sounds so appealing — no one wants to see legal bills and insurance premiums siphon off money that could be spent on medical care. But before the senators pass this bill, we hope theyll consider the facts of medical malpractice rather than the myths that swirl around it. Is malpractice litigation out of control? No, malpractice payouts have been growing at about 4 percent per year since 1991, or about the rate of inflation, and the average payout to an aggrieved patient is about $113,000. Of course this doesnt stop some members of Congress from continuing to talk about the crushing costs of malpractice litigation and insurance premiums. Maybe they should update their homework. A new report by the Consumer Federation of America points out that malpractice insurance premiums, after rising at 40 to 60 percent annually in the early part of this decade, have slowed to less than 2 percent annually during the last year. Interestingly, premiums rose just as fast in states that cap malpractice awards as in those that dont.
Democrats, however, are more likely than Republicans to say they have heard enough about the issue of reforming the medical liability system. The survey was commissioned by Americas Health Insurance Plans and conducted by Public Opinion Strategies.

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Business Editors, Food/Beverage Writers Many consumers who used to be satisfied with only hot espresso drink options now request iced espresso drinks as well. Iced espresso beverage demand has soared 20 percent in the last two years, according to a 2001 survey by the National Coffee Association. To help commercial venues meet this increasing consumer demand, Acorto, Inc., a worldwide leader in espresso machines, has introduced a significant breakthrough with the 1500s Elite, a sophisticated, fully automatic espresso machine that can produce iced lattes with the same ease as hot espresso drinks.
Business Editors Along with casual dress and the 24/7 mindset of the new economy comes the newest reality of todays workplace: breakfast, lunch and dinner from the office coffee and vending machine. The global vending and refreshment services (i.e. coffee, soda, snacks, etc.) business is estimated at $31 billion and is expected to grow 15% this year. Fast-moving tech companies are part of this growth as they search for fuel to drive current employees and for perks as they woo new talent.

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Cushman Wakefield was hired by ScanlanKemperBard Cos. in Portland to manage four local properties, including two in the San Fernando Valley. Cushman will assume management duties for Warner Atriums, a 122,000-square-foot office building in Woodland Hills, and Valley Corporate Plaza, a 153,000-square-foot facility in Van Nuys. The addition of these assignments increases Cushman Wakefields property management portfolio by 30 percent in Southern California, to nearly 17 million square feet.

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One of the foremost financial writers of his generation, Peter Bernstein has the unique ability to synthesize intellectual history and economics with the theory and practice of investment management. Now, with classic titles such as Economist on Wall Street, A Primer on Money, Banking, and Gold, and The Price of Prosperity - which have forewords by financial luminaries and new introductions by the author - you can enjoy some of the best of Bernstein in his earlier Wall Street days. With the proliferation of financial instruments, new areas of instability, and innovative capital market strategies, many economists and investors have lost sight of the fundamentals of the financial system–its strengths as well as its weaknesses. A Primer on Money, Banking, and Gold takes you back to the beginning and sorts out all the pieces. Peter Bernstein skillfully addresses how and why commercial banks lend and invest, where money comes from, how it moves from hand to hand, and the critical role of interest rates. He explores the Federal Reserve System and the consequences of the Feds actions on the overall economy. But this book is not just about the past. Bernsteins novel perspective on gold and the dollar is critical for todays decision makers, as he provides extensive views on the future of money, banking, and gold in the world economy.
Business Editors Bank One Corp. (NYSE: ONE) today introduced Bank One MoneyManager(SM) - customized financial software that gives consumers unprecedented knowledge and control of their finances by bringing together their financial accounts in one location. Bank One is the first U.S. bank to customize Microsoft Corp.s (Nasdaq: MSFT) Money Explorer, a browser-enabled product built to empower financial institutions with enhanced functionality for their customers. Working seamlessly with bankone.com, Bank Ones existing online banking service, Bank One MoneyManager can retrieve and consolidate financial information from bank accounts, loans, 401(k)s and investment accounts from more than 2,000 financial companies. The software also helps consumers maintain accounts, pay bills, and create budgets and financial forecasts.
Proceeds of Transaction Will Be Redeployed for Higher Returns TOKYO — GE Money, the consumer financial services unit of the General Electric Company (NYSE:GE), announced today it has concluded the Y580 billion (US$5.4 billion) sale of its Japanese consumer finance business to Shinsei Bank, a leading diversified Japanese bank. All closing conditions have been satisfied, including the receipt of all regulatory approvals. Commenting on the transaction, William H. Cary, President and CEO of GE Money, said, We are pleased to have concluded this deal in a timely fashion in such a difficult environment. This transaction underscores our strategy of redeploying capital to markets where we have the ability to achieve greater scale and which offer stronger long term sustainable growth. Shinsei Bank is a first class organization, and our Japanese business will be well-positioned for long-term success under their ownership.

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epoch has recognised that there are things pleasing to contemplate independently of the desire we may feel for them. He has no preconceived definition of beauty. Beauty and art were not always so closely related as today: beauty belonged originally to nature, not to created things. This book is therefore a history of Beauty and not a history of art (or of literature or music. Somewhat ironically, however, ideas of beauty are here mainly illustrated by works of art and not, for example, by loaves of beautifully made bread or beautifully laid brick walls. Images and textual selections work together to show that there is no absolute concept of beauty in things or men but criteria shaped by different eras and places.
* On Beauty by Zadie Smith The Penguin Press, September 2005 $25.95, ISBN 1-594-20063-7 The members of both the Belsey and Kipps families are stalwart theorists. Their individual and collected perceptions of things beautiful, both aesthetically and physically, academically and morally–to some extent–are held close and expressed with convincing conviction. Its the vivacity of these characters that Zadie Smith brings to On Beauty and lends to the books much-deserved attention.

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Nowhere perhaps do the health and beauty offerings of drug chains converge more than in the skin care category. Its the perfect category for a drug store, one chain drug category manager says of skin care. The products are good for our customers in terms of protecting their skin from damage -even from cancer–and vital to their looks. A skin care product is a health product and a beauty product at the same time. Its our stock in trade. It is no wonder that leading drug chains have made skin care a major area of focus. At Rite Aid Corp. chairman, president and chief executive officer Mary Sammons noted in June that a new marketing program on summer skin care had already been implemented in the retailers just acquired Brooks Eckerd Pharmacy stores. CVS/Caremark Corp. and Walgreen Co. for their part have made a point of highlighting their proprietary skin care lines. At CVS an antiaging line, Skin Effects by Dr. Jeffrey Dover, is among the chains exclusive brands that have 60 points of margin and that are driving the business, president and CEO Tom Ryan said earlier this year. The products are only available at CVS, he stressed.

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Seat and back cushions are coordinated with frames in four color combinations: strawberry, blueberry, grape, or teal-the teal model comes with a frosted white frame. Office Star Products-Reader Service No. 270
HOME OFFICE | The lowly chair has gone HIGH FASHION and, oh yes, its good for your back. Without question, the office chair has evolved into an icon of style and power. But fashion aside, it was legions of well-paid techies spending 18 hours a day staring at computer screens who prodded chair makers to push the ergonomic envelope. The goal: marathon sitting without discomfort or pain. The result: some exceptionally comfy seats that are adjustable in a startling number of ways. While the prices are steep, savvy shoppers can find bargains.
Molding a Market Ergonomically designed chairs are at the cutting edge of design and comfort Office seating sold through office supply superstores is expected to rise substantially in future years, fueled by sales of upgraded chairs and better technology. Also, recent proposed local and state legislation governing minimum requirements for chairs and other office equipment could spark further sales, especially in ergonomically designed models.

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Many of the old rules and limitations no longer apply to this new form of marketing, which seeks to talk with, rather than at, the reader. At last count, the Internet links some 46,318 computer networks at sites in 91 countries worldwide. More than half (27,614) the networks are in the United States; not surprisingly, some 20% of these are in California. According to the Internet Domain Survey, conducted in January 1995 by Net Wizards, some 4,852,000 host computers were linked to the Internet. The greatest percentage of these computers were being used in business (27%) and education (23%). The Internet Society estimates an average of 10 users per host. Total users on the net are approaching 50 million, with another million or so getting connected monthly.
I. INTRODUCTION This study empirically examines person-to-person transactions within the Internet market known as eBay. In this virtual market of unseen participants and products, buyers and sellers face the risks of repudiation, as the counter party may deny the agreement after the fact. Buyers assume risks associated with lack of seller integrity and asymmetric information about the particular product, as the buyer is typically required to send payment before the seller ships the product. In addition, for many eBay transactions, the cost of enforcing a contract is high relative to the transactions value, resulting in a practical absence of legal enforcement. (2) By providing a history of trade execution information, eBay benefits market participants by reducing information asymmetries while achieving substantial transaction cost economies. Market participants relate personal experiences, which eBay uses to calculate a numerical reputation measure for each user. Market participants, in turn, can use this reputation measure to assess counter party risk and adjust bidding behavior accordingly.
A Saskatchewan-based grain brokerage consulting firm is believed to be the first in Western Canada and perhaps the world to make such extensive use of the Internet to market grain for farmers. CGF Brokerage and Consulting of Saskatoon employs qualified graders who analyze grain samples from farmers and grade those samples based on Canadian Grain Commission standards. This detailed information is posted on the Internet along with digital photos of the bin run grain sample, the cleaned sample and the dockage. (See example shown at right.)

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Politicians are polishing up their information about local dentist services. Liberal Democrats in Gateshead and Washington have launched a survey of dental care. Low Fell councillor Frank Hindle is co-ordinating the survey.
Are your teeth on edge today? It would not be surprising in the light of the consultation by the British Dental Association which found that 59% of dentists were planning to either cut their work for the NHS or quit the NHS in protest at what the Government describes as the most radical shake-up of the profession since 1948. Only 2% of dentists said they would increase the amount of NHS work they did on the back of the Governments proposals. A worrying 16% said they would stop providing NHS dentistry altogether.

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“From the beginning, Delta Dental has tried to get the message across that good oral health is an important part of overall health,” said Seitz. “Our goal has always been to improve oral health by making dental care more affordable to people throughout the state.” To help make his point about oral health and its importance, Seitz refers to statistics from the National Institute of Dental Research, which reveals that $1 spent on dental care now saves $4 in treatment costs later in an individuals life. Seitz also refers to research conducted by the U.S. Public Health Service which shows that dental and oral diseases that could have been prevented with proper dental care affect more than 50 percent of children in the U.S. The latter, he says, results in, among other things, missed school days–117,000 per 100,000 children, according to the Journal of Public Health. “Dental disease can keep a child from going to school and an adult away from work–just like other ailments have the potential to do,” said Seitz.
Byline: GTP WITH reference to the letter from Joseph B McManus in the Examiner, I am sorry to disappoint him but fluoride was not added to Huddersfields water supplies until after 1974 (possibly as late as 1977). Joseph would then be in his 20s. It is probable that his excellent dental health is due to his diet as a child; that is no sugary drinks and no sweets.

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Ratinoff as a director of fund investment management. Ratinoff will specialize in real estate acquisitions for the western United States. Ratinoff has held senior positions focusing on real estate investments with McDonald Investments, Chase Securities and BT Alex. The San Diego chapter of the Institute of Real Estate Management has elected the following individuals as members of its 2005 Executive Council: Nancy Eagle, Harman Asset Management; Pele Wylde, Burnham Real Estate Services; Eddie Goldberg, Sea Property Management; Renee Savage, Capital Growth Properties; Harry Gersten, Union Bank; Carolyn Perriga, Transwestern Commercial; Jim Tostado, Hibiscus Investments; Wade Walker, Griswold RE Management; Sharon Eastman, Realty Executives; and Elizabeth Bzchmann, ConAm Management. The 2005 council members will be installed Nov. 11.
Real estate practice is a broad and widely defined area of the law. In a pristine sense it deals with the esoteric subject of real property law and titles. In practice the subject matter handled by real property lawyers is much broader. Many of the areas of law within real estate practice are areas of specialty themselves. Real estate lawyers examine and evaluate real property titles, handle real estate sales, purchases and other transactions, foreclose mortgages, represent developers and contractors in drafting and negotiating development and construction agreements, handle real estate financing, structure and draft the governing documents for planned developments such as condominiums, serve as counsel to community and condominium associations, draft and negotiate leases, litigate title, boundary, and other land disputes, and advise clients respecting zoning and land: use matters. The examination of real estate titles requires knowledge of corporations and other forms of business organization, wills, trusts and estates, and a practitioner handling transactions must understand contractual, business, and tax subjects as well. The subjects that are tested on the certification exam attest to this diversity. They are title issues; real estate finance; environmental and land use; condominiums and homeowner associations; landlord tenant; closings; sellers, buyers, brokers, and title insurers; real property litigation; taxation of entities and other tax issues; and ethics. Some hold an impression that at least some aspects of the real estate practice are not challenging, that the practice is increasingly title company, form, and paralegal driven, and that when business is light any lawyer with a good paralegal can Ado real estate closings. This impression is not accurate. As with any area of practice, successfully representing clients in real estate matters requires knowledge, skill, and experience. The diversity in real estate practice may mean that no one lawyer can be an expert in each practice area encompassing the modern real property practice or that are tested by the certification program. That, however, is not a reason to not seek certification. The committee recognizes that few lawyers are likely to possess specific and detailed expertise in each of the many subjects that fall within the scope of real estate.
Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.

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Orbit Drop Dallas is also in the midst of its third estate liquidation. They are continuing with the liquidation of a record label. Orbit Drop has invented a formula for successful large volume sales which benefits the consumer and the company. We are receiving such an enormous response to our liquidation service, it is important for us to grow with our consumers requests and pass this training onto our franchisees. Our goal is to be the number one eBay drop-off store franchise and we are well on our way. Estate sales add a tremendous addition to our revenue; they generate profitable items and save time in processing. Orbit Drop is very actively involved in many Holiday Charities, Toys for Tots, Love for Kids, Kidds Kids, as well as many other K runs and charitable functions. We want to assist individuals or organizations help those in need. We Wish all of our Customers and Investors a very Happy Holiday Season.
REAL ESTATE SALES Selling agents: Jim Benson of Coldwell Banker Commercial-North County Properties represented the buyer. Ron King and Chuck McNary of Coldwell Banker Commercial-North County Properties represented the seller.
Approximately $12 Million in Net Proceeds to Finance Strategic Initiatives During the last year, we have been a disciplined company, building profits quarter by quarter, said Wayne Bos, Natrols President and CEO, when making the announcement. We unlocked a hidden asset, our real estate. Twelve million dollars equates to approximately 30 percent of our current market capitalization. We believe that releasing the cash will help us drive capitalization up by utilizing what was a dormant resource to stimulate growth. We believe this will benefit our shareholders. We understand the importance of leveraging the cash generated to make the type of strategic investments to drive top line growth and meaningful profits. The Company will continue to occupy the two facilities, leasing back the space at market rates for a 5-year term, with two 5-year renewal options. Approximately half of the gain on the sale will be recorded in the second quarter of 2007. The remainder will be amortized over 5 years and will offset rental expenses per US GAAP rules.

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REDWOOD CITY, Calif. — Yodlee, Inc. today launched Yodlee MoneyCenter — an integrated suite of applications designed to make managing finances online a true breeze for mainstream consumers who want a personalized, safe and convenient way to be more in control of their finances. Its the next generation of online banking that consumers can expect from their trusted financial institutions. For consumers, Yodlee MoneyCenter provides the ultimate personal appeal — a simple, centralized and secure way to effortlessly manage their money, pay bills, open new accounts, transfer funds, track their net worth, interact with advisors, protect against fraud, and much more — any time, anywhere. For the financial institutions that offer it, Yodlee MoneyCenter helps them become essential to their customers while opening up new revenue opportunities from more effective upsell and cross-sell, and increased transaction and interchange fees. Yodlee MoneyCenter is built on the patented Yodlee Platform, a technology that securely delivers real-time, consolidated balance and transaction details for millions of consumers from thousands of online accounts. Unlike software-based PFM applications that require substantial data input, Yodlee MoneyCenter automatically collects and analyzes financial data from bank accounts, brokerages, 401(k) accounts, bills, mortgages, loans, and more. With integrated PFM, bill pay, and online banking functionality, Yodlee MoneyCenter gives consumers a better way to understand and manage their personal finances, including spending behavior, portfolio performance, new bank and credit card transactions (including payments made that have not yet hit the account), current and projected account balance, budget goals, and checkbook reconciliation, as well as personalized, proactive alerts to guard against online fraud and overdraft or late charges — all in one simple web interface.
The so-called hard money lenders-mortgage lenders who for a price will finance real estate properties that dont meet the specifications of prime lenders have gone mainstream in a way that was virtually unthinkable only a year ago, say executives at Pergolis Swartz Associates. Hard money lenders played a key role last fall when borrowers lost their commitments from Wall Street and needed quick money to rescue their deals. In numerous cases, these hard money lenders stepped into the breach and saved the day. Hard money lenders also have been instrumental in bringing a class of properties to market that prime lenders avoid. Thanks to their financing, millions of square feet of renovated problem properties have been put back into productive use and economic viability. The hard money lenders have become almost institutional at this point, said Jerry Swartz, a principal of Pergolis Swartz Associates. There are so many viable deals our there today that just dont meet the criteria of the prime lenders or the Wall Street conduits, that the hard money lenders have become an extremely important part of the mortgage financing scene.

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Arsonists have destroyed a speed camera. Motorbike tyres filled with petrol had been put over the camera and set alight.
CamerasA camera functions by focusing light through a lens onto a surface coated with light-sensitive chemicals. The concept of the camera dates back to the Renaissance idea of

A circa 1938 top secret spy camera made to resemble a contemporary German matchbox. AP/WIDE WORLD PHOTOS .

All the major brands, from Nikon to Canon and Pentax to Sony, offer point-and-shoot digital cameras. Even Hewlett-Packard has jumped on the digital camera bandwagon. According to Justin Porterfield, manager of the ZCMI Center Inkleys, the cost ranges from $100 to $1,000. One in the $500-price range will get you near single lens reflex quality, he said. According to Allred, most digital cameras have a small LCD monitor on the back that is ideal for composing and reviewing images. It also lets you magnify the images to check for accurate focus and small details. Most digital cameras use compact flash type I memory cards that allow easy downloading to a computer or printer through a USB port on the camera. This allows easy transmission of photographic data to a PC or Mac. Most digital cameras can record movies in AVI format with a duration of up to 30 seconds. The low-quality movies are really for e-mailing and not for television viewing.

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The Lying Game James W. Loewen, a guy obsessed with the dissemination of misinformation (”Lies My Teacher Told Me”) is back with “Lies Across America: What Our Historic Sites Get Wrong” (Touchstone, $15). Its not precisely a travel guide, but its a good guide for travelers who visit historic sites. Did you know the Traditional Lincoln Birthplace Cabin in Kentucky is a composite of several old cabins, none of which are where the late great president was born? Some examples he gives are lies by omission, others an attempt to be politically correct - but inaccuracies are rife, nonetheless.
Ask an expert A Colorado Springs woman who decided to drive to Denver instead of flying the first leg of her trip to Chicago showed up at DIA only to find her entire trip had been canceled by the airline. How did this happen? Local travel agent Tim Lange gets asked questions like this all the time. Hes a member of the Rocky Mountain Chapter of the American Society of Travel Agents, and if he doesnt have an answer, hell find one.
The joys of flying on your birthday have been much discussed in this column: cakes, champagne and even upgrades can be laid on for the celebrant. But Kate Thorman of Oxford found that becoming 12 provided her with a Catch-22 problem. “So, on the one hand Kate is old enough to pay the adult fare, but on the other hand she is too young to travel without a paid escort,” says her exasperated father. At this point, Mr Thorman gave up and booked with another airline; then poor Kate found her birthday flight delayed by four hours at Birmingham airport. “Come back, Gorbachev, all is forgiven,” pleads Philip Robinson of Sheffield. “The last time I visited my friend in Minsk, this city was in the USSR. I flew to Moscow, took a train to Minsk, and all was well.”

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Pool testing to ensure proper sanitation is absolutely vital in minimizing disease risk. All water activity venues must be tested - not only public wading and swimming pools, but also hot tubs, medical treatment pools, ceremonial pools, spas, whirlpools, and water parks. Evaluating these facilities for environmental health compliance includes checking the circulation, filtration, and water treatment records; the ancillary safety equipment; diving boards; ladders; and, most importantly, the quality of the water. Microbiological sampling often follows a negative test for residual disinfecting agents such as chlorine or bromine. Additional evaluations related to water cleanliness need to be performed, including evaluations of pH, total alkalinity, and chlorine stabilizer. It goes without saying that for a pool to be safe for bathing, water chemistry, temperature, and turbidity, as well as mechanical systems and deck equipment, must be properly maintained. Balancing the chemical parameters is also important; factors such as water hardness can affect the life expectancy of pool equipment such as ladders (through corrosion or scaling), and decaying equipment can, in turn, affect safety. We have found several portable test kits on the market that allow for the testing of the basic parameters such as pH and residual disinfectant loading. More complete test kits measure pH, disinfectant residuals (chlorine and bromine), total alkalinity, calcium hardness, acid demand, base demand, and cyanuric acid. These expanded kits have a definite advantage in monitoring overall water quality. Test kits use one of two methods to assess residual chlorine levels in swimming pool waters: the orthotolidine (OT) method or the N,N-diethyl-P-phenylenediamine (DPD) method. With the OT method, the chlorine residual is indicated by a yellow color, but the shade of yellow that indicates free chlorine is very fleeting, and the end point is a darker color that represents total (free and spent) chlorine. Most people cannot distinguish free chlorine with this test. Also, OT is a carcinogen. DPD tests indicate chlorine with a characteristic pink color and more reliably distinguish free chlorine (the active sanitizer) from total chlorine (which includes spent sanitizer). For this reason, most health codes specify DPD testing.
Emotionally repressed English thriller writer Sarah Morton (Rampling) develops crippling writers block and seeks advice from her good friend and publisher John Bosload (Dance). He suggests that Sarah spends some time in the South of France at his villa, where she can relax, recuperate and ignite the flame of her imagination. Swimming Pool is a stylish puzzle picture, hinging on the relationship between two women from different generations and cultures.

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Our panel of industry experts covered the gamut of topics in our seventh annual legal roundtable. As the economy dips, firms are adjusting to meet the needs of industry, while also focusing on ways to better serve the large corporate client. The panel also discussed recruiting and mentoring trends for young associates, supporting the states startup businesses and the changing role of technology in the legal field.
They argue that, if marijuana, cocaine, heroin, and other drugs were legalized, several positive things would probably occur: (1) drug prices would fall; (2) users would obtain their drugs at low, government-regulated prices, and they would no longer be forced to resort to crime in order to support their habits, (3) levels of drug-related crime, and particularly violent crime, would significantly decline, resulting in less crowded courts, jails, and prisons (this would allow law-enforcement personnel to focus their energies on the “real criminals” in society); and the drug production, distribution, and sale would no longer be controlled by organized crime, and thus such criminal syndicates as the Colombian cocaine “cartels,” the Jamaican “posses,” and the various “mafias” around the country and the world would be decapitalized, and the violence associated with drug distribution rivalries would be eliminated. By contrast, the anti-legalization camp argues that violent crime would not necessarily decline in a legalized drug market. In fact, there are three reasons why it might actually increase. First, removing the criminal sanctions against the possession and distribution of illegal drugs would make them more available and attractive and, hence, would create large numbers of new users. Second, an increase in use would lead to a greater number of dysfunctional addicts who could not support themselves, their habits, or their lifestyles through legitimate means. Hence crime would be their only alternative. Third, more users would mean more of the violence associated with the ingestion of drugs. These divergent points of view tend to persist because the relationships between drugs and crime are quite complex and because the possible outcomes of a legalized drug market are based primarily on speculation. However, it is possible, from a careful review of the existing empirical literature on drugs and violence, to make some educated inferences.
Outstanding Lawyer award by the association. Judges John C. Ward and David B. Bogard received Lawyer Citizen awards. Ward has served as a Pulaski County Circuit Court judge since 1990. Bogard has served as a Pulaski County Circuit Court judge since 1983. Gregory S. Kitterman, Jeffrey Ellis and Heather R. Callaway received the Presidents Award from the association. Kitterman is in private practice in Little Rock. Ellis is an attorney at the Allen Law Firm in Little Rock. Callaway serves as executive director of the association.

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* On Beauty by Zadie Smith The Penguin Press, September 2005 $25.95, ISBN 1-594-20063-7 The members of both the Belsey and Kipps families are stalwart theorists. Their individual and collected perceptions of things beautiful, both aesthetically and physically, academically and morally–to some extent–are held close and expressed with convincing conviction. Its the vivacity of these characters that Zadie Smith brings to On Beauty and lends to the books much-deserved attention.
Paul Heaton is back from his holidays in the Canaries where he writes the songs. The Beautiful South are back, too and they are at the Carling Academy Newcastle on Sunday and their new album, Superbi, is fresh, modern and pointed, like a brand new pencil. We always mean to be fresh, says Paul, but we never get around to it. In a career that has spanned nearly two decades, The Beautiful South may possibly have earned the right to lie back and go stale.

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NEW YORK — Drug stores continue to solidify their reputations as health care destinations, and the trend toward mineral makeup fits in perfectly with that positioning. Although mineral makeup has been used for ages to add color and beauty to the face, the latest wave of such products has a particularly strong health component. Mineral makeup is based on hypoallergenic loose powder, contains no alcohol, perfumes, dyes or preservatives, and naturally nourishes the skin.

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EXECUTIVE SUMMARY: The Internet presents both opportunities and challenges for marketers of healthcare products. An advocate for the medium argues for its increasing value in a comprehensive media mix, offers advice on how to make programs more productive, and cautions on Internet pitfalls. A similar, dramatic increase is occurring in Internet advertising. For all industries, including pharmaceuticals, total 1997 online revenues reached $1 billion. The Internet Advertising Bureau projects this figure rising to $2 billion in 1998, $5 billion in the year 2000, and $9 billion by 2002.
A Saskatchewan-based grain brokerage consulting firm is believed to be the first in Western Canada and perhaps the world to make such extensive use of the Internet to market grain for farmers. CGF Brokerage and Consulting of Saskatoon employs qualified graders who analyze grain samples from farmers and grade those samples based on Canadian Grain Commission standards. This detailed information is posted on the Internet along with digital photos of the bin run grain sample, the cleaned sample and the dockage. (See example shown at right.)
The following paper represents the current state of research into the use and usage of the Internet for marketing purposes by small medium sized enterprises (SMEs). The paper discusses how the research was established, its design and development, and sets out the operational parameters addressed. It also identifies the factors that SMEs view as critical to the success or otherwise of their development of a web presence. * What is the main driver for an SME to develop a web site * What are the main, identifiable marketing benefits and drawbacks of a Web presence for an SME

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Source: Global Forum for Health Research
Children dont come with instructions. But parents might long for some when a health problem arises. A free forum designed to make parents health-wiser by providing care tips and strategies is planned 11 a.m.-1 p.m. Jan. 19 at the Pikes Peak East Library, 5550 N. Union Blvd. Lunch will be provided to those who R.S.V.P. by Monday. The forum is hosted by Resources for Young Children and Families Inc. To R.S.V.P. or for more information, call Robin Mitchell at 577-9190.
School physicals To celebrate National Community Health Centers Week, Community Health is offering a special rate for school and sports physicals. Through Sept. 1, the physicals will cost $25 - or less for those who qualify for further cost reductions. The usual charge is $71. The physicals are offered from 10 a.m.- noon and 3-8 p.m. weekdays at Community Healths Immediate Care Clinic, 2858 International Circle. No appointments are necessary. For information, call 630-6440, Ext. 6363.

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Business Editors Tests Show Diesel Fuel Additive Cuts Potentially Harmful Emissions
H2Diesel Holdings Inc. has entered into a Test Burn Agreement with Mirant Energy Trading LLC, a subsidiary of Mirant Corp., to demonstrate its proprietary biofuel technology in utility scale power generation applications. The test program will include the evaluation of both technical and environmental performance characteristics of H2Diesels biofuel. If testing is successful, the parties intend to negotiate a mutually agreeable purchase agreement for H2Diesels biofuel technology, according to H2Diesel.
Emanuele Pirro paused, took a deep breath, then leaned forward in his chair, elbows on the table, and said, in a very defining tone, “And now I would like to talk about the car . . . . Its diesel- powered.” That said, he waited for a response. Diesel engines, among most Americans, are not associated seriously with high-speed auto racing. For more than 30 minutes, Pirro, fresh off a flight from Italy, had talked about the upcoming Le Mans Series race coming to Miller Motorsports Park this week, about high speeds and hard braking and maximum performance.

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CARTERET, N.J. — Propelled by a gain on the sale of real estate, Pathmark Stores Inc. saw second quarter net income climb 77.1%. Backing out onetime items, however, profits fell sharply. The company recorded net income of $6.2 million for the 13 weeks ended August 2, reflecting the $7.2 million after-tax gain as well as a $1.8 million after-tax charge related to a labor buyout program. Factoring out those unusual items, earnings would have plunged 77% to $800,000. During the second quarter we were pleased to see continued gains in sales and market share, which reflect improvements in our store-level execution and marketing programs, says chief executive officer Eileen Scott. On the expense side we are also beginning to see the benefits from our previously announced store labor buyouts and headcount reduction program in our corporate offices. However, we experienced higher costs associated with medical, pension and general liability compared with the second quarter last year, which impacted our results.
Breslin Realty Development Corp. announced the sale of 337-343 Merrick Road, an 8,000 SF office building in Lynbrook, N.Y., to J. Peat Associates. Robert R. Solimine, of Breslin Realty, served as the broker in the transaction. Eastern Consolidated Properties, Inc. announced the sale of 42 W. 38th St., a 12-story, 75,000 SF office building in New York City, for $12 million. Brian Ezratty, vice chairman of Eastern Consolidated, represented the buyer in the transaction. Peter Hauspurg, chief executive officer, and Paul Nigido, financial analyst, represented the seller. CB Richard Ellis announced the sale of 150 Avenel Ave., a 398,818 SF industrial building in Avenel, N.J., to Textiles from Europe for $7.5 million. Mindy Lissner, Joe Nitti, Lou Belfer, and Scott Belfer, of CB Richard Ellis, represented the seller in the transaction.
REAL ESTATE SALES Selling agents: Jim Benson of Coldwell Banker Commercial-North County Properties represented the buyer. Ron King and Chuck McNary of Coldwell Banker Commercial-North County Properties represented the seller.

Real Estate For Sale

THE FINAL vacation days of summer are rapidly approaching. Traveling with pets can be great fun, but if your dog or cat hates to travel, the trip could be your worst nightmare, and hers, too. What arrangements do you need to make? Some dogs and cats do perfectly well in a boarding facility, while others do better when they stay in their own home. For a pet who will stay at home, a reliable friend or family member who can sleep over in your home is best for a dog. A cat will be OK alone for a short time with someone regularly visiting to give her food, water and some human companionship. If you dont have a friend or family member who can come do this for you, numerous bonded and insured pet sitting services are available.
Ask an expert A Colorado Springs woman who decided to drive to Denver instead of flying the first leg of her trip to Chicago showed up at DIA only to find her entire trip had been canceled by the airline. How did this happen? Local travel agent Tim Lange gets asked questions like this all the time. Hes a member of the Rocky Mountain Chapter of the American Society of Travel Agents, and if he doesnt have an answer, hell find one.

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Byline: HENRYK ZIENTEK , A former serviceman is embarking on a new campaign - as a life coach. Phil Dawson, who lives at Honley, has set up Success By Design. As a life coach, he helps individuals to take stock of their situation and make positive moves to improve themselves.
Q: have a great job, great friends and a terrific husband and home, but I still feel a void in my life, like I need a change. What can I do to figure out what is missing? Los Angeles-based life coach Beth Rothenberg offers these suggestions: That something is different for all of us at different times in our lives. Some find it through meditation or yoga, some in journal writing, nature or religion. For others it means finding a purpose, doing something that benefits others. Finding your passion — something you love so much, you cant wait to get up in the morning — will help make you feel complete.

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Dear Abby: Im writing in response to “Curly in Chesterfield, Mo.,” who asked for guidelines on tipping hairdressers who rent their stations and keep 100 percent of the fees they charge. “Curly” was of the opinion that tipping is only for people who work on commission. You correctly advised her to ask her hairdresser if tips are accepted — and told her that the usual amount is 15 to 20 percent of the bill. People should remember that when they give a tip, they are saying, “Thank you.” –Stylist in Wisconsin
a cut above European champion hairdressers Joe Mercer and Michael Richards (right) of Ed Taylors salon in Brighouse TWO Brighouse hairdressers showed they have winning style after triumphing at this years European Cup. Joe Mercer and Michael Richards, who work at Taylors and Co in Brighouse, both took medals in the junior gents category of the hairdressing contest at Frankfurt at the weekend. Joe was awarded gold and Michael received a silver medal.

Salon Scissors

Business Editors Limousine Chauffered Transportation (LCT) Magazine has developed a new eClassifieds website that will allow buyers and sellers to make transactions online. Customers will now have the opportunity to browse the latest vehicle, business, job, service and software listings. Along with the user-friendly format, LCT has also launched an eAlert system, where buyers can receive instant notification on new listings. To maximize effectiveness and impact, sellers will have the option to include special features and make adjustments to the ads posted.
TORRANCE, Calif. — In a special July issue, LCT Magazine has broken new ground in the limousine industry by naming not only the largest fleets in America, but also a Whos Who list in chauffeured transportation. LCTs Whos Who includes Mike Bedard of Ford and Vince Wolfington, chairman of the board of Carey International.

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But a Maryland bankruptcy attorney said it is too soon to know the true effects of the law, especially with the surge of filings before the change.I think you need more experience before you start taking shots and drawing conclusions, said Lawrence D. Koppel of Gordon, Feinblatt Rothman, Hoffberger Hollander LLC in Baltimore.The federal law, which went into effect in October, aimed to reduce abuse of the bankruptcy system by those who could have paid their debts. Under the measure, consumers must get credit counseling before filing for bankruptcy and have their ability to pay debts investigated.Backers of the study said they wanted to counter the notion that the law was working. Anecdotally, they acknowledged, the number of bankruptcy filings had dropped, though official case counts since the change are not yet available from the Administrative Office of the U.S. Courts. But researchers attributed the decrease to a surge in filings before the deadline last year and a growing notion among consumers that bankruptcy is no longer an option.The report looked at 61,355 consumers who had visited six credit-counseling firms since the law went into effect. The firms reported that 97 percent of those clients were unable to repay any of their debts, and that four out of five would-be filers found themselves in troubled financial circumstances because of events beyond their control.Study backers also said they wanted to dispel the idea that filers were merely deadbeats living beyond their means. One East Coast credit counselor said consumers seeking pre- bankruptcy counseling at her firm included an elderly Midwestern woman who had moved into her kitchen because she couldnt pay the heating bill, and a Florida single mother and four sons, including one with cancer These are real people. For most of them, they are at their worst financial condition in their lives, said Leslie E. Linfield, executive director of the Institute for Financial Literacy, a nonprofit credit counseling business based in Portland, Maine.The law change, which added work for bankruptcy attorneys, has driven up legal fees by 50 percent, the group said. Consumers also face new costs from the mandatory education courses. Credit- counseling courses needed before filing cost an average of $50. A second financial education course required before exiting bankruptcy can cost another $25 to $50, study backers said.They have done nothing more than put more hurdles in the path of those who are already on their back, said Brad Botes, executive director of the National Association of Consumer Bankruptcy Attorneys, during a conference call. Botes predicted the number of filings would soon return to the levels seen before the change.Congress got bankruptcy reform wrong. Dead wrong, he added.
Attorneys and court officials are working through a mountain of bankruptcy petitions after the onset of a new law-triggered a mad scramble of last-minute filing. Thousands of people filed for protection at the bankruptcy court for the Middle District of Pennsylvania in Harrisburg in the month preceding Oct. 17, when the new law toughened the rules for bankruptcy filings. Between Sept. 16 and Oct. 16, the court received 3,664 bankruptcy petitions, according to electronic records. In the same period in 2004, the court received 642 filings.
BALTIMORE, Md. - What difference does a year make? Ask a bankruptcy attorney. A year after the implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, bankruptcy filings are still significantly off from what they were before the new law took effect last October. “I can tell you I didnt see any clients between October 17 and the end of last year,” said Baltimore lawyer Mark F. Scurti, who handles Chapter 7 and 13 bankruptcy cases.

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The program was started a few years ago. Safeco was interested in getting into the medical malpractice market and saw podiatry as a good market. As Doman explains, “Podiatrists have been treated by many malpractice carriers as outside the traditional medical professions. Yet they have an equivalent type of education. They get a DPM (Doctor of Podiatric Medicine) after college and are board certified.” Safeco was approached by an agent who had a program, so they put together a product. Doman goes on to point out that the Podiatrists Program has extremely broad coverage, including: Protection for the DPMs professional corporation or partnership, employees and locum tenens (substitute physician) while serving on the DPMs behalf.
Briefs Spiked heels (some over an inch and a half higher than previous years) are coming back into style much to the distress of podiatrists. Many women like wearing the spiked heels because they can make legs look longer and thinner. However, some of these shoes can cause problems, according to an article in a recent issue of Ladies Home Journal magazine.

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Real estate practice is a broad and widely defined area of the law. In a pristine sense it deals with the esoteric subject of real property law and titles. In practice the subject matter handled by real property lawyers is much broader. Many of the areas of law within real estate practice are areas of specialty themselves. Real estate lawyers examine and evaluate real property titles, handle real estate sales, purchases and other transactions, foreclose mortgages, represent developers and contractors in drafting and negotiating development and construction agreements, handle real estate financing, structure and draft the governing documents for planned developments such as condominiums, serve as counsel to community and condominium associations, draft and negotiate leases, litigate title, boundary, and other land disputes, and advise clients respecting zoning and land: use matters. The examination of real estate titles requires knowledge of corporations and other forms of business organization, wills, trusts and estates, and a practitioner handling transactions must understand contractual, business, and tax subjects as well. The subjects that are tested on the certification exam attest to this diversity. They are title issues; real estate finance; environmental and land use; condominiums and homeowner associations; landlord tenant; closings; sellers, buyers, brokers, and title insurers; real property litigation; taxation of entities and other tax issues; and ethics. Some hold an impression that at least some aspects of the real estate practice are not challenging, that the practice is increasingly title company, form, and paralegal driven, and that when business is light any lawyer with a good paralegal can Ado real estate closings. This impression is not accurate. As with any area of practice, successfully representing clients in real estate matters requires knowledge, skill, and experience. The diversity in real estate practice may mean that no one lawyer can be an expert in each practice area encompassing the modern real property practice or that are tested by the certification program. That, however, is not a reason to not seek certification. The committee recognizes that few lawyers are likely to possess specific and detailed expertise in each of the many subjects that fall within the scope of real estate.
Mary Skiffington has joined the fine homes residential division of Cassidy Associates Real Estate, Inc. Peter Middleton, real estate sales agent for RE/MAX of La Jolla, has been ranked among the top 100 RE/MAX sales agents in California for sales volume from January to June 2002. Gina Drucker and Karen Pado have joined RE/MAX of Rancho Bernardo as a real estate sales team. International Real Estate has added Eric B. Shwisberg as vice president and general counsel.

Baltimore Maryland Real Estate

Your honeymoon will be a memorable trip wherever you take it. Note that I said “memorable,” not “fantastic” or “wonderful.” A honeymoon, like any other trip, has the possibility of going terribly wrong. My advice? Dont screw it up because your spouse will never, ever forget it. For other tips on honeymoon travel, read on. Below youll find some information youll absolutely want to follow. Good luck out there. -MORGAN MURPHY
Imagine having the fairy tale wedding that youve always dreamed of. Then the experience is ruined by a terrible honeymoon. Although their first honeymoon turned out to be nine days of misery, one couple won a second honeymoon courtesy of Thrifty Car Rentals Honeymoon Disasters contest.
The water was strewn with delicate petals of fragrant frangipani, and soft music played as I lay dreaming in my perfumed bath under a tropical, moonlit sky. I stepped out, draped provocatively in a tiny towel, and walked into the honeymoon suite, the great bed piled high with soft white cushions, the white sheets turned down invitingly, and looked around to find. no one. I was on honeymoon alone. Again. Honeymoons are my thing. I love them. Putting myself in the place of thousands of couples planning their dream honeymoon is a serious business and I take it seriously. But its not always that simple. Honeymooning alone is an art, which is not come by without practise - and there can be many a pitfall on the romantic trail. From the beginning, when I first started out as travel editor, later editor, of Brides, I thought it best to make my position clear. I didnt after all want people to think I was a woman on the prowl. So arriving in Mahe in the Seychelles I announced myself clearly as the lady from Brides. Odd looks followed until I discovered there had been a misunderstanding and they thought I was the lady from Bribes. Heaven knows what kind of story I could have got following that line, but the marriage sector called.

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I. INTRODUCTION This study empirically examines person-to-person transactions within the Internet market known as eBay. In this virtual market of unseen participants and products, buyers and sellers face the risks of repudiation, as the counter party may deny the agreement after the fact. Buyers assume risks associated with lack of seller integrity and asymmetric information about the particular product, as the buyer is typically required to send payment before the seller ships the product. In addition, for many eBay transactions, the cost of enforcing a contract is high relative to the transactions value, resulting in a practical absence of legal enforcement. (2) By providing a history of trade execution information, eBay benefits market participants by reducing information asymmetries while achieving substantial transaction cost economies. Market participants relate personal experiences, which eBay uses to calculate a numerical reputation measure for each user. Market participants, in turn, can use this reputation measure to assess counter party risk and adjust bidding behavior accordingly.
A Saskatchewan-based grain brokerage consulting firm is believed to be the first in Western Canada and perhaps the world to make such extensive use of the Internet to market grain for farmers. CGF Brokerage and Consulting of Saskatoon employs qualified graders who analyze grain samples from farmers and grade those samples based on Canadian Grain Commission standards. This detailed information is posted on the Internet along with digital photos of the bin run grain sample, the cleaned sample and the dockage. (See example shown at right.)

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Byline: Christian Howley EDWARD Scissors hands step aside - you have a rival on your hands! Christian Howley is Britains best young hairdresser. Christian, 2 0, clipped his way to success in the under-25s category of the National Hairdressing Federation competition held in Coventry.
Patient: Doctor, Im worried about my hair. Doctor: Is it falling out? Does it feel thinner? Patient: My hairdresser said she sees a lot of my scalp.

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Business Editors Limousine Chauffered Transportation (LCT) Magazine has developed a new eClassifieds website that will allow buyers and sellers to make transactions online. Customers will now have the opportunity to browse the latest vehicle, business, job, service and software listings. Along with the user-friendly format, LCT has also launched an eAlert system, where buyers can receive instant notification on new listings. To maximize effectiveness and impact, sellers will have the option to include special features and make adjustments to the ads posted.
The LCT Show continues its newest idea of creating conference sessions personalized for fleet size and level of experience. This exclusive structure helps attendees smoothly navigate through 20 sessions so they can easily choose what is best for them and their company. Some of the top concerns plaguing the industry deal with insurance rates, employee training, price competition, and government regulations. The LCT Show has taken these vital concerns and has addressed them in their conference line-up.

“The average operator has been in business for 12 years,” according to LCT magazines June issue, the 2008 Fact Book. Although they may have more cumulative knowledge and experience compared to a start-up, theres always room for more education that will keep operators up to date and ahead of the times. “If operators want to be profitable, especially in this tight market, they need to be informed and strategic,” says Sara McLean, Publisher of LCT magazine. Allowing attendees to receive effective solutions to their most troubling dilemmas, at a speed built for their level of experience, the LCT Show strives to help their attendees through this difficult economy.

Empire International and CLS Worldwide will continue to market their own
independent brands, but will utilize and share the operational efficiencies
of both companies. The combined organization will operate as GTS Holdings,
Inc., and will be based in Norwood, NJ. Mr. Seelinger, currently President
and Chief Executive Officer of Empire, will serve as CEO and Chairman of
GTS. Mr. Reitzenstein, President and Chief Operating Officer of CLS, will
continue in the same role for GTS.

Empire International, based in Norwood, NJ, is one of the industrys
leading companies, serving the travel needs of major corporations, both
domestically and internationally, through one of the largest worldwide
affiliate networks. Empires Global Network Partners enable Empire to
provide quality service in over 550 cities around the world. CLS, based
in Los Angeles, is widely recognized as the preeminent provider of
chauffeured transportation for the private aviation industry and 5-Star
hotel properties worldwide. Through the integration of existing resources
combined with the network of company-owned offices, GTS will be uniquely
qualified to provide a superior level of chauffeured transportation
services throughout the United States and will significantly broaden the
companys global capabilities.

“We are truly excited about this historic event for both of our companies,”
said Mr. Seelinger, the majority stockholder and Chairman of the new
company. Mr. Seelinger began his career with Empire in 1981 and has
received numerous industry and personal awards during his 24-year tenure.
“To my knowledge, this is the most significant transaction that the
industry has ever witnessed. We are harnessing the power of two of the
industrys most trusted brands, which will enable us to provide an
unprecedented level of service and geographical coverage to our customers.”

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More than 20 experienced consumer bankruptcy attorneys from across the United States will hold a free workshop for Hurricane Katrina victims at 3:30 p.m. Saturday in the Grand Ballroom of the New Orleans Marriott Hotel, 555 Canal St. The volunteers are members of the National Association of Consumer Bankruptcy Attorneys, which is holding its 14th annual convention this weekend in New Orleans. Child care is available for persons attending the workshop.
BALTIMORE, Md. - What difference does a year make? Ask a bankruptcy attorney. A year after the implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, bankruptcy filings are still significantly off from what they were before the new law took effect last October. “I can tell you I didnt see any clients between October 17 and the end of last year,” said Baltimore lawyer Mark F. Scurti, who handles Chapter 7 and 13 bankruptcy cases.
BALTIMORE - What difference does a year make? Ask a bankruptcy attorney. A year after the implementation of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, bankruptcy filings are still significantly off from what they were before the new law took effect last October. “I can tell you I didnt see any clients between October 17 and the end of last year,” said Baltimore lawyer Mark F. Scurti, who handles Chapter 7 and 13 bankruptcy cases.

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The program was started a few years ago. Safeco was interested in getting into the medical malpractice market and saw podiatry as a good market. As Doman explains, “Podiatrists have been treated by many malpractice carriers as outside the traditional medical professions. Yet they have an equivalent type of education. They get a DPM (Doctor of Podiatric Medicine) after college and are board certified.” Safeco was approached by an agent who had a program, so they put together a product. Doman goes on to point out that the Podiatrists Program has extremely broad coverage, including: Protection for the DPMs professional corporation or partnership, employees and locum tenens (substitute physician) while serving on the DPMs behalf.
[ILLUSTRATION OMITTED] Life-long learning and CPD are pivotal to the development of all podiatrists. The SCP has been instrumental in working with the HPC to provide you with the tools to stay up-to-date:

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Ratinoff as a director of fund investment management. Ratinoff will specialize in real estate acquisitions for the western United States. Ratinoff has held senior positions focusing on real estate investments with McDonald Investments, Chase Securities and BT Alex. The San Diego chapter of the Institute of Real Estate Management has elected the following individuals as members of its 2005 Executive Council: Nancy Eagle, Harman Asset Management; Pele Wylde, Burnham Real Estate Services; Eddie Goldberg, Sea Property Management; Renee Savage, Capital Growth Properties; Harry Gersten, Union Bank; Carolyn Perriga, Transwestern Commercial; Jim Tostado, Hibiscus Investments; Wade Walker, Griswold RE Management; Sharon Eastman, Realty Executives; and Elizabeth Bzchmann, ConAm Management. The 2005 council members will be installed Nov. 11.
Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.
Mary Skiffington has joined the fine homes residential division of Cassidy Associates Real Estate, Inc. Peter Middleton, real estate sales agent for RE/MAX of La Jolla, has been ranked among the top 100 RE/MAX sales agents in California for sales volume from January to June 2002. Gina Drucker and Karen Pado have joined RE/MAX of Rancho Bernardo as a real estate sales team. International Real Estate has added Eric B. Shwisberg as vice president and general counsel.

Baltimore Maryland Real Estate

Imagine having the fairy tale wedding that youve always dreamed of. Then the experience is ruined by a terrible honeymoon. Although their first honeymoon turned out to be nine days of misery, one couple won a second honeymoon courtesy of Thrifty Car Rentals Honeymoon Disasters contest.
The Honeymooners was a show that put women in their place, namely the kitchen. If a woman spoke out about the injustice of waiting on a man hand and foot, as Audrey Meadows often did, Jackie Gleasons response was always the same. He would threaten her with his clenched fist and then yell at her. To the moon, Alice, was his solution every time she stepped out of line. Each time she had a thought of her own, each time she expressed an opinion different from his, the result was always the same–To the moon, Alice. In addition, his repeated threats validated the acts of violence in thousands of American homes. Hey, its okay because I saw it on TV, and it was funny. When I saw it on TV, it had a canned laugh track that made a joke of beating your wife. In my opinion, not only do you owe the women of America an apology for calling The Honeymooners good, clean entertainment, but you also owe the Carney family an apology for pointing to one of the low points in his career and attempting to use it to eulogize an otherwise outstanding actor.
The water was strewn with delicate petals of fragrant frangipani, and soft music played as I lay dreaming in my perfumed bath under a tropical, moonlit sky. I stepped out, draped provocatively in a tiny towel, and walked into the honeymoon suite, the great bed piled high with soft white cushions, the white sheets turned down invitingly, and looked around to find. no one. I was on honeymoon alone. Again. Honeymoons are my thing. I love them. Putting myself in the place of thousands of couples planning their dream honeymoon is a serious business and I take it seriously. But its not always that simple. Honeymooning alone is an art, which is not come by without practise - and there can be many a pitfall on the romantic trail. From the beginning, when I first started out as travel editor, later editor, of Brides, I thought it best to make my position clear. I didnt after all want people to think I was a woman on the prowl. So arriving in Mahe in the Seychelles I announced myself clearly as the lady from Brides. Odd looks followed until I discovered there had been a misunderstanding and they thought I was the lady from Bribes. Heaven knows what kind of story I could have got following that line, but the marriage sector called.

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Business Editors The Internet Marketing Edge launches its 10 step method to successfully selling on-line. This book will give you the edge on Internet marketing guaranteed or your money back.
A review of the marketing literature in both the traditional (offline) and new era (online) environments was undertaken to compare and contrast marketings role in both types of organisation. Insights derived from this review formed the basis for a series of in-depth interviews with leading marketing professionals in Ireland. The paper draws conclusions regarding the overall effect of the Internet on marketing. In particular it notes that, while marketing has evolved into an all-encompassing role in the organisation, the marketer remains the focal actor. The paper looks to a future with two distinct kinds of marketer and highlights the importance of retaining the traditional commitments of marketing practice. The Internet is a significant global medium for communications, content and commerce. It is a powerful tool for building relationships with all of a companys communication targets. It is cheap, immediate and repeatable. With appropriate technology it can be personalised and is measurable. Building one-to-one relationships with customers online provides marketers with the ability to cut through the clutter that is characteristic of traditional marketing activities such as TV/radio and newspaper advertising, PR and outdoor, ambient media.

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Higdon Furniture offers the industry a variety of guestroom furniture styles from which to choose. The furniture has the look of luxury at a practical price. Headboards, credenzas, nightstands, desks, chairs, armoires, sofas and tables are available, directly delivered on the companys trucks. Circle 326
Hafele America Co. Hafele says its U-Furniture allows for creative and innovative furniture designs. The sliding door fittings are designed in L and U shapes which can be either wall-mounted (L) or freestanding (U). This furniture is fitted with an I aluminum track with no hardware visible. A dampener can also be added to soften the sound of the doors.
In spite of the fact that overall retail sales in Germany fell 2.2 percent in May 2006 (when compared with April 2006) furniture sales in Germany rose 7.4 percent in a similar comparison. The figures were reported by Bloomberg News on June 30, 2006. The strength shown by furniture sales in Germany appears to have been reported in the region generally. A separate Bloomberg News report, published on July 6, 2006, said that retail sales in the eurozone rose for the third straight month. An index of retail sales increased to 55.1 in June 2006, the second highest level since the index began in January 2004.

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Hafele America Co. Hafele says its U-Furniture allows for creative and innovative furniture designs. The sliding door fittings are designed in L and U shapes which can be either wall-mounted (L) or freestanding (U). This furniture is fitted with an I aluminum track with no hardware visible. A dampener can also be added to soften the sound of the doors.
Hekman Furniture promoted Thomas Van Tamelen to senior vice president of manufacturing
In spite of the fact that overall retail sales in Germany fell 2.2 percent in May 2006 (when compared with April 2006) furniture sales in Germany rose 7.4 percent in a similar comparison. The figures were reported by Bloomberg News on June 30, 2006. The strength shown by furniture sales in Germany appears to have been reported in the region generally. A separate Bloomberg News report, published on July 6, 2006, said that retail sales in the eurozone rose for the third straight month. An index of retail sales increased to 55.1 in June 2006, the second highest level since the index began in January 2004.

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Paul Heaton is back from his holidays in the Canaries where he writes the songs. The Beautiful South are back, too and they are at the Carling Academy Newcastle on Sunday and their new album, Superbi, is fresh, modern and pointed, like a brand new pencil. We always mean to be fresh, says Paul, but we never get around to it. In a career that has spanned nearly two decades, The Beautiful South may possibly have earned the right to lie back and go stale.
* On Beauty by Zadie Smith The Penguin Press, September 2005 $25.95, ISBN 1-594-20063-7 The members of both the Belsey and Kipps families are stalwart theorists. Their individual and collected perceptions of things beautiful, both aesthetically and physically, academically and morally–to some extent–are held close and expressed with convincing conviction. Its the vivacity of these characters that Zadie Smith brings to On Beauty and lends to the books much-deserved attention.

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Newcastles reserves game against Wolves was in the balance today as a result of the weekend storms. Coach Tommy Craig said: We were a bit rusty and were looking forward to the Wolves game.
Byline: By Alan Oliver Newcastle United Reserves talked themselves into their first victory in five games with their 2-0 success over Leeds United at Kingston Park last night, (writes Alan Oliver). For coach Tommy Craig revealed that he had had a heart-to-heart with his squad after their recent poor run. Craig said: To tell the truth, the players did most of the talking and they were refreshingly honest in what they said about the way things had been going.
Every year, a local group looks for new ways to educate the community about the living conditions on impoverished American Indian reservations. One Nation Walking Together is recreating games that have been played on reservations for hundreds of years. Volunteers are making sticks and stones and dice games that will be played — and sold — at the groups annual fundraiser, which will be held 10 a.m. to 3:30 p.m. on May 21 during an Armed Forces Day celebration at Memorial Park.

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The five industries reporting growth in employment during September are: Instruments Photographic Equipment; Wood Wood Products; Furniture; Printing Publishing; and Transportation Equipment.
An Employment Index above 48%, over time, is generally consistent with an increase in the Bureau of Labor Statistics (BLS) data on manufacturing employment. The 17 industries reporting growth in employment during May are: Textiles; Wood Wood Products: Industrial Commercial Equipment Computers; Fabricated Metals; Furniture; Transportation Equipment; Apparel; Electronic Components Equipment; Instruments Photographic Equipment; Primary Metals; Miscellaneous; Food; Rubber Plastic Products; Glass, Stone Aggregate; Chemicals; Printing Publishing, and Paper.

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Making a decision about cosmetic surgery can be a daunting one, and potential patients need help deciding if cosmetic surgery is right for them. If they do opt for surgery, they seek a guarantee that the surgery is performed in a safe setting. In a consumer-friendly style, Cosmetic Surgery For Dummies helps potential patients define a shopping process, just as they would to buy a car or another significant purchase. It helps patients narrow their choices so they choose the best doctor for themselves and for the procedure they are considering. Additionally helpful, the book includes many stories and photos of actual patients. While surgical results are very important, Dr. Olesen also urges prospective patients to look for signs of warmth and caring in prospective doctors and their staff. Patients dont want to feel like just another case, rather than a person. They need to find a surgeon they like and trust, said Dr. Olesen

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Susan Hahns books of poetry are Harid Rubins Mothers Wooden Hand, 1991, and Incontinence, 1993. Both are published by the University of Chicago Press. They also recently published her third collection, Confession.
Paul Heaton is back from his holidays in the Canaries where he writes the songs. The Beautiful South are back, too and they are at the Carling Academy Newcastle on Sunday and their new album, Superbi, is fresh, modern and pointed, like a brand new pencil. We always mean to be fresh, says Paul, but we never get around to it. In a career that has spanned nearly two decades, The Beautiful South may possibly have earned the right to lie back and go stale.

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PROVO — The monkey is finally off BYUs back. On Friday, the Cougars (2-12-1) ended their 12-game losing streak by knocking off the Boulder Rapids Reserves 2-1 in overtime. “I have a whole new appreciation for winning now,” BYU coach Chris Watkins said. “It is neat to be rewarded with three points at the end of the day. “Clearly we are getting better. We had our window of opportunity and we finally jumped through it.” It was BYU reserve Chris Lamb who helped the Cougars through that window.
A CAMBRIDGE University graduate has been trampled to death by an elephant while trying to photograph it during an overland expedition from Britain to South Africa. Second Lieutenant Edward Harrison, 28, a member of the universitys Officer Training Corps, is believed to have woken at dawn and wandered off on his own to photograph wild animals at the Masai Mara game reserve in Kenya on Sunday morning. Fellow travellers were woken by the sound of the elephant and later discovered his body outside the secure compound of the Sopa safari lodge.

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